Lilly Ledbetter Fair Pay Act of 2009

Under the act, a person is subject to compensation under Title V11 of the Civil Rights Act of 1964, Age Discrimination in Employment Act of 1967, and the Americans with Disabilities Act of 1990.  One can file a claim within 180 (or 300) of any of the following occurrences below:

- When a discriminatory compensation decision or other discriminatory practice affecting compensation is adopted
- When one becomes subject to a discriminatory compensation decision or other discriminatory practice affecting compensation
- Each incidence or time in whole or part related to the number of paychecks received on such practice

The act is retroactive effective date of May 28, 2007 and applies to all claims of discriminatory compensation on or after that date.

Affordable Care Act - If you already have insurance, you will benefit by insurance companies inability to stop coverage if you become ill.  The law requires insurers to cover out of pocket costs for preventative services, such as mammograms, colonoscopies.  You cannot be denied coverage because of a pre-existing condition, the plan will increase access to Americans in 2014.  Small businesses will have supportive programs that help increase the number of primary physicians, nurses, physician assistants and other health professionals.  Right Now:  Young adults can stay on their parent's health plan up to age 25.  Some small with fewer than 25 employess can help pay for the cost of providing health insurance.  Insurance companies cannot deny coverage to kids with pre-existing conditions.  Adults who have been denied coverage within the last 6 months due to pre-existing conditions may now get coverage.  Insurance companies cannot place a dollar amount on health care for lifetime.  Those seniors in Medicare part D "doughnut hole" can get 50% discount on name - brand prescription drugs and 7Percent on generic prescription drugs.  New health plans must offer mammograms and colonscopies at no cost to the patient.  
Down the road:  Health insurance will cover essential health benefits for nearly all guaranteed.  Insurance companies won't be able to deny anyone coverage with a pre-existing condtion.  Most Americans will be required to buy health insurance if they do not already have it and depending on income, they may get help paying for it.  Americans without health insurance will be able to buy it through state-based marketplaces called exchanges.  More Americans will have access to health coverage through Medicaid.  Patients with Medicare will have access to better coordinated care

Chapter Contact: Angela Morgan RN, BSN, CCM, LNC at sonbluegospel@yahoo.com